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A credit card payment service is an electronic payment system where the business can receive a payment via credit card from a consumer.
Real-time credit card authorization is processed, without a modem connection or other inconvenient procedures.


     
Features
Online transactions can take place through a credit card company, given a credit card number and date of expiration, as well as in monthly installments. At present connections with all domestic credit card companies is possible, and service for overseas credit cards is becoming available. Cards issued overseas can also be recognized for authorization.

Flow for credit card payment


Sponsored Merchants
For small-scale Internet shopping malls or content developers that use INIpay electronic payment services, we offer vicarious execution of merchant credit card membership contracts. Through this service, credit card authorization, purchases, and settlement is executed vicariously, and shopping mall operation and maintenance are facilitated. The shopper¡¯s bank statement will show that the transaction was billed by INICIS, and settlement is possible in real-time between the customer¡¯s business

Self-contracted merchant with credit card companies
This is a service for a merchant that has contracts with multiple credit card companies. Inicis functions to maintain the security of Internet payments, network operation, and proper execution of purchases. The shopper¡¯s bank statement will show that the transaction was billed by the merchant, and settlement is possible between the customer¡¯s business and the credit card company.

Settlement Flow